We are all looking to find different ways to manage our finances and solve our problems with the help of a credit card. The problem is what kind of credit card you need to achieve that goal and how to use it effectively. The answer is the Nationwide Credit Card.
The Nationwide Credit Card offers a competitive advantage over many other credit cards due to its flexibility and versatility in terms of options. No other credit card right now lets you choose between two very different options for financial stability.
Check out what's in store for you with the Nationwide Credit Card using the guide below. In this article, you also learn how to apply online.
Nationwide Credit Card Features in Detail
The Nationwide Credit Card boasts some of the most ideal features a credit card can offer.
It has expanded its benefits to cater to the average consumer and international travelers making it one of the most versatile credit cards in the world.
Check out what you can benefit from the Nationwide Credit Card below.
Zero Annual Fee
Many credit cards nowadays offer zero annual fees as part of their feature. The Nationwide Credit Card has also adapted this feature for all of its members.
This way, cardholders will never have to worry about paying the yearly fee. No more added financial burden for cardholders forever.
No Extra Charges for Overseas Purchases
When using credit cards abroad, many people must be very careful to avoid extra charges such as foreign transaction fees and other service charges.
The Nationwide Credit Card does away with all of these extra charges, especially regarding overseas purchases.
You won't be charged additional charges for swiping your card on your next travel or vacation.
Check Out These Introductory Offers
The Nationwide Credit Card has two introductory offers for you to choose from that suit your financial needs. You can choose between the Balance Transfer Offer or the All Rounder Offer.
The Balance Transfer Offer is well-suited for those who want to consolidate all their balances into a single card, while the All Rounder Offer is made for those who want to make large purchases using the card.
Both offers provide a 0% interest rate for a limited time so that you can enjoy your time with the card much longer.
Get Interest-Free Period
Speaking of interest rates, you get as much as 56 days of zero interest on purchases if you can pay your balance in full every time.
Just make sure that you pay the total amount on or before your due date to activate this feature and be able to use the card more often.
This is a great feature for those seeking to make full payments and increase their credit score.
Representative Interest Rates
Nationwide Credit Cardholders will have a variable APR of 24.9% for purchases. This is based on your credit report when you applied for the card at the website.
Ensure you have the best credit score before applying for the card to ensure you have the best and most competitive interest rate.
Why You Should Apply for the Nationwide Credit Card
The Nationwide Credit Card is designed with every consumer in mind. The card offers a wide array of options and features for you to enjoy without giving you the extra burden of hidden charges and miscellaneous fees.
The card can be used for both everyday use and international travel. Several features should be considered when meeting your financial needs.
There are two introductory offers to choose from that will satisfy your needs for financial freedom.
Many members often say they truly benefit from using a credit card instead of any other card they have in the past. The Nationwide Credit card is the smartest choice you will ever make today.
Contact Details
If you have questions, require assistance, or even want to pay your balance, you can call their customer service hotline at 03456 00 66 11. You can also visit their official website to find out more information about the card.
Their main headquarters is at Nationwide Building Society Nationwide House Pipers Way Swindon SN38 1NW.
How to Apply for the Nationwide Credit Card Online
The best option to apply for the Nationwide Credit Card is through their online platform.
You have immediate access to the application and can determine your eligibility for the card in minutes.
Applicants don't have to wait in line at the bank to submit their application or wait long hours only to find out they were not approved.
Use the application process below to learn more about how to apply for the Nationwide Credit Card online.
Check for Eligibility
The eligibility checker is the best part about using the online platform to apply for the card.
The website features a no-obligation eligibility checker, where applicants can determine whether they are qualified for the card without affecting their credit score.
The results of their review will be available in minutes so you can proceed without wasting your time.
Choose Your Introductory Offer
At this point, you will need to choose which introductory offer you want for the card. This is a crucial stage of the application, as you won't be able to reverse your decision later.
Depending on your needs, you can decide whether to take the All Rounder Offer or the Balance Transfer Offer.
Application Submission
You then have to fill out the online application form with your details. Include your address history for the past few years and your employer details.
You must also submit your annual income and monthly outgoing expenses alongside your credit report. Make sure to review everything before you click on Submit.
Once you have been approved for the card, the bank will inform you of your APR and credit limit.
Conclusion
The Nationwide Credit Card offers different options for your financial needs. Whether you want to consolidate your debt or just use a credit card for purchases, it has everything that you need. Make sure to follow the online application process so you can get approved for the card quickly.
Note: There are risks involved when applying for and using credit. Consult the bank’s terms and conditions page for more information.
